home improvement loans, home improvement, loan, loans,

An Introduction to Home Improvement Loans, Part 2

Last blog post, we covered an introduction to home improvement loans, an FHA 203(K) loan, an FHA Title 1 Property Improvement Loan, and the advantages and disadvantages of each one. In this post, we’ll continue the conversation by discussing the four other options: Home Equity Loans (HEL), Home Equity Line of Credit (HELOC), Personal Loans, and Credit Cards.  Types of Home Improvement Loans Home...

home improvement loans, home improvement, loan, loans,

An Introduction to Home Improvement Loans

In today’s real estate market, where buyers compete with several other buyers, some are trying to get an edge by forfeiting the home inspection. This can be a problem if the home has structural damage, as the buyer wouldn’t know about it until later. Whether you’re a buyer or investor looking to improve your already existing property, here is an introduction to home improvement loans. We’ll cover...

Move-In Ready Projects to Do After Buying a Home

Move-In Ready Projects to Do After Buying a Home

You beat the intense competition in this seller’s market and have bought a house. Congratulations! Now comes the fun, and sometimes expensive part, moving in and making your home move-in ready. Here are four projects you should do ASAP to get your home move-in ready and how to keep it affordable. Move-in Ready Project #1: Change or Replace Locks This move-in ready project is about safety first since...

How to Buy a Home Without a 20% Down Payment

Buying a home is a massive milestone for many people, and it’s one you should be able to achieve. We understand that between closing costs and a 20% down payment, it’s a significant investment, and sometimes, no matter how much you save, it won’t be enough. Especially now that the median sales price has almost increased by 50%! But we’re here to reassure you that you can still buy a home without a...

4 Tips for Buying a Home This Summer

It’s already a hot Texas summer and summer, and the real estate market doesn’t plan to cool down! According to the National Association of REALTORS®, the median existing-home price jumped up almost 25% compared to last year for an average of $350,300. Home prices are the first challenge; the second is inventory. According to title insurer First American, 115 out of every 10,000 homes were for sale...

Top Agent Insights Report Predictions for Summer 2021

HomeLight released their Top Agent Insights Spring 2021 Report! Homelight polled almost 1,400 from February to March to hear their thoughts about the real estate market. Here are some key trends that are or can influence the summer 2021 housing market.  1. Seller’s market continues to intensify and spread this summer. The market is still hot everywhere, giving sellers the upper hand. In Q1 2021, 97%...

2020 Renter Trends

We know that Austin is growing a lot, thanks to several businesses relocating and moving to Austin. And it turns out almost half of them are from out of state! StorageCafe, a nationwide self-storage website, analyzed nearly 2 million renter applications and found the following renter trends for 2020.  2020 Renter Trend #1: Renters Prefer Urban, Not Suburban Many reports were coming out last year that...

How Texas Taxes Attract New Residents

Besides the almost constant sunshine, Texas appeals to new residents for low taxes. According to a new report, for everyone who left low-tax states in the past eight years, an average of four people moved to those same states.  Nevada, Florida, South Carolina, and Texas are at the top of the low-tax states attracting new residents. Texas ranks as the eighth-lowest rate in the county. Our Lonestar state...

Avoid Homebuyer’s Remorse In a Competitive Market with These Tips

As we know, there’s an inventory shortage of homes, and prices are on the rise. In large part, the pandemic has contributed to this shortage, especially when paired with historically low-interest rates. One survey revealed that 55% of people said they regret taking out a mortgage during the pandemic. But you can avoid homebuyers remorse, even during this competitive market. Before purchasing, learn the...

Austin Is Hottest Real Estate Market This Spring

Hot is no longer the right word to describe the Austin real estate market. Thanks to the little supply and high demand, the market is extreme, overheated, and supercharged. The lack of supply and increase in demand makes it one of the most competitive housing markets in the country. But why and how? Homebuyers have continued to move into the area. A Census Bureau report from March 2020 shows that the...

Compare listings

Compare